Harriet Ragozin is a Manager in Keyser Marston Associates’ San Francisco office. She joined KMA in 2003 and has participated in affordable housing and child care nexus analyses, inclusionary housing analyses, residential and commercial real estate feasibility analyses, redevelopment tax increment projections, and market assessments
Areas of Specialization
Affordable Housing Policy
Harriet has worked extensively on affordable housing policy analyses, including residential nexus analyses, jobs-housing nexus analyses, inclusionary housing analyses and in-lieu fee studies. She has conducted residential nexus analyses, which quantify the linkages between new market rate residential development and the demand for affordable housing, for many jurisdictions including San Francisco, Cupertino, Fremont, Hayward, Napa County, and others.
She has conducted jobs-housing nexus analyses, which quantify the linkages between construction of new commercial buildings and affordable housing demand, for Cupertino, Richmond, Walnut Creek, Sacramento, Santa Cruz County, San Diego and others. In addition to a quantitative nexus analysis, typical tasks also include evaluation of proposed fee levels in the context of local real estate economics, recommended fee levels, and surveys of similar fees in other jurisdictions
Former inclusionary housing and in-lieu fee work includes studies conducted for the cities of San Francisco, Palo Alto, Cupertino, Napa, Novato, and Campbell, among others. Typical tasks include the evaluation of development economics for prototypical market rate housing development, the calculation of affordable rental rates and sales prices, the calculation of full cost recovery in-lieu fees for ownership and rental projects, and the evaluation of alternative program structures.
Residential Financial Analyses
Harriet has assisted in the assessment of market and financial feasibility analyses for proposed residential developments. Projects include market rate housing proposals (ownership and rental), affordable housing development proposals (including projects utilizing tax exempt financing and low income housing tax credits), and mixed-use projects. Such services have been provided in the cities of Santa Rosa, San Jose, Walnut Creek, Lafayette, Redwood City, San Leandro, Union City, and others.
Child Care Nexus Analyses
Harriet has conducted child care nexus analyses linking new real estate development to the demand for child care facilities in the jurisdiction. Examples include citywide analyses conducted for the City of San Mateo and the City of San Francisco and a project-specific analysis conducted for the City of Redwood City.
Harriet holds a master’s degree in public policy from the Goldman School of Public Policy at the University of California, Berkeley, and a bachelor’s degree in economics from Williams College.
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